I was introduced to the concept of life insurance in 1996, a year after I graduated. I bought my first policy with a Php 200,000 Coverage, and premiums of Php 3,200 yearly, which is what I could afford at that time. The agent who sold to me then, told me…

Covid -19 has shocked the world, it has rendered the closure of prominent businesses, changed the landscape of how we do things and literally, stopped the world! The world we know was forced to evolve, and migrate to the digital platform in the blink of an eye. Online transactions which…

If you are reading this article, you are probably interested to take the first step to managing your money. Bank accounts are our pivot point to almost everything. From your bank account, you can create baskets for the foundation of a secure financial future. Bank account is the focal point…

Why do we loan from money lenders? When faced with financial challenges, why does this seemed to be the first option that comes to mind? In money management, awareness of what are the available options in the market is always the most important. And the options will only be widest…

A lot of people have varying opinions as to what is more cost efficient and what is the better option between a Term Insurance and a VUL. In this article, I would like to give you a fair comparison of the basic difference between this two so that you can…

Shopping has been a “coping mechanism”. This has become a tagline for my eldest daughter, particularly during this pandemic. She would always allot a portion of her allowance and income for the monthly Shopee sales…. 6.6; 7.7. …

I am continuously surprised by having bumped into a lot of Filipinos who do not own and maintain a bank account. A client of mine who was a professional told me she needed to withdraw from her policy because of a financial requirement, in the process of securing all the…

Online shopping has become a trend nowadays, and most Filipinos have made this a part of their daily routine. The ease of browsing through your phone, ordering the item, the anticipation and expectation builds up as you wait for the item to be delivered. “Simple joy?!?” Simple expensive joys…. …

My 25 years in the financial services industry was truly a “devout” journey. I keep that fire of commitment in my heart to help as many Filipinos develop money awareness. I would like to share as much of what I learned growing up, from people I’ve worked with, from clients…